Features
Ledger covers import, receipt scanning, review, categorization, and tax-ready reporting, with Watchdog watching the numbers and Breeze ready to answer questions about them. Payroll integration is available as an add-on.
Sign in and see the month at a glance: net cash flow, fixed monthly overhead, spend pace against a normal month, a six month income and expense trend, top vendors by spend, and where the money actually went. Every chart has a plain data table beside it.
Watchdog projects the next three months from your recurring commitments and your real spending history, so a tight month shows up on the dashboard while there is still time to do something about it.
Same merchant, same amount, a few days apart, and Watchdog flags the likely double charge. It also surfaces the largest month over month category swings so nothing large moves quietly.
Watchdog tracks charges that repeat monthly or yearly, tells you when one of them quietly goes up, warns when spending is running ahead of a normal month, and reminds you when posted transactions are still missing a category.
Ask a question in plain English and Breeze answers from your actual data, citing the transactions behind it. It knows your categories, vendors, recurring bills, and trends, it stays inside your workspace, and it never posts anything on its own.
Photograph a receipt on your phone or upload a PDF and Ledger reads the merchant, date, tax, and total off the document, suggests a category, and attaches it to the bank transaction it belongs to. Bulk upload handles catch-up months in one pass.
Bring in exported transactions from every account you run — checking, savings, credit cards, a second business entity — and work them in one place. Duplicate detection keeps overlapping export ranges from double-counting.
Imported activity waits in a review queue instead of posting straight to your books. Approve, recategorize, split, or flag a transaction for follow-up. Nothing hits a report until you say so.
Match on description, amount, account, or any combination, and set the category, class, and notes that follow. Rules apply on import, run against history when you want, and can be edited or switched off at any time.
Close each month with income and expense summaries, category breakdowns, and comparisons against prior periods. Catch the drift while it is still one month of work to fix.
Annual summaries organized the way a preparer wants to receive them, with the supporting detail behind every line. Export the package and hand it off.
Find any transaction by vendor, amount, date range, or category, and see who approved it and which rule touched it. Your books stay explainable.
Give a bookkeeper or partner access to the review queue without handing over everything. Roles stay narrow on purpose.
Every workspace is walled off in the database, sign-ins support passkeys and app-based two-step verification, and our full security policy is published for anyone to read. Export your own data back out whenever you want it.
Add-ons
Connect payroll and every run lands in the ledger the way your bank data does. Gross wages, employer taxes, and benefit withholdings post to the accounts you choose, reconcile against the payroll debit that clears your bank, and roll straight into your monthly and year-end reports. Watchdog treats payroll as a recurring commitment in the cash flow outlook, and Breeze can answer questions about labor cost by month or by program. Quoted as an add-on alongside the rest of your setup.
Send us how many accounts you run and what your month-end looks like today.